Group insurance for small businesses

Group benefits for 5 to 50 employees

One size most certainly does not fit all when it comes to group benefits.

That’s why we’ve designed a flexible group insurance solution that offers the coverage you need at a price you’ll love.

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Discover the Beneva difference

Upfront rates

Up to 3 years of predetermined rates.1 Perfect for those who value longer term stability.

100% online, 100% easy

We’ve made online policy management easier than ever, so you can focus on what you do best…running your business.

Industry-leading pricing

Our solution features competitive and flexible rate options, so finding the right fit is never complicated.

Proven expertise, standout service

With 75 years of experience, first-rate service and a personalized approach, you can rest easy knowing your people are in good hands.

Active involvement in mental health research

We’re proud of our financial partnership with the Relief Research Chair in Mental Health, Self-Management and Work. This commitment is an opportunity to draw on the expertise of renowned researchers to introduce new practices and drive research within small and medium-sized businesses.

A solid investment A solution that benefits your business

Simplified plan management

  • 100% online administration for easy policy management
  • The right tools to make quick work of your daily insurance to-dos
  • Standout service and support
  • Submitting claims is a breeze for your employees

Rates to match your needs

  • Flexible rates for different plan options, so you can build your policy at a price that works for you
  • Industry-leading rates so you don’t have to compromise to get comprehensive coverage
  • Predetermined rates for up to 3 years, so you know what’s coming down the pike―and that’s a good feeling

Health and wellness

  • An extended healthcare offering that can be customized to your needs
  • Integrated health solutions to foster employee well-being and manage workplace attendance
  • A health support program2 to help managers and employees in times of need and crisis

Coverage details Protect your people, your way

Basic life insurance: Employees and their dependents can both benefit from this coverage. You can choose the coverage amount and end date.

Optional life insurance: This coverage requires proof of insurability and is available to both employees and their dependents. They can choose their coverage amount.

Short- and long-term disability insurance: You can choose what works for you in terms of coverage amount and waiting periods.

We offer four different coverage statuses, with different options you can choose for deductibles, maximum dispensing fees and the coordination of benefits.

Coverage includes prescription drugs, hospital services, travel insurance and healthcare professionals.

You can choose different options for deductibles and the coordination of benefits. We offer three coverage blocks to match different needs.

Dental care claims are submitted directly using a direct payment card.

Take advantage of our knowledge

Bigger group? We’ve got insurance solutions for those too!

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1. Subject to approval

2. Included in contracts with long term disability insurance

This page is intended to provide an overview of available coverage. It does not describe all the provisions, exclusions, and limitations applicable to specific insurance plans or coverages.

Group insurance is underwritten by Beneva Inc. and distributed by Beneva Inc., financial services firm and its authorized partners.