Our advisors1 are here to guide you and help you find the coverage that’s right for your job and budget.
Give us a call
1 866 612-3473
Whether you’re employed, self-employed or run your own business, a disability that leaves you unable to work is downright nerve-wracking.
You are your most valuable asset. What would happen if an accident or an illness suddenly prevented you from working? This is where disability insurance comes into play. It gives you time to get back on your feet without worrying about income.
Si une maladie ou une blessure vous empêche de travailler, l’assurance invalidité vous aide à couvrir vos dépenses en vous versant un revenu mensuel.
L’assurance invalidité ne sert pas qu’à vous protéger, votre famille ou votre entreprise seront aussi à l’abri des impacts financiers occasionnés.
La couverture offerte par votre employeur ne correspond pas tout à fait à vos besoins? Vous pouvez combiner une assurance invalidité à votre assurance collective pour couvrir la partie manquante.
Avec l’aide d’un de nos conseillers, vous choisissez le montant qui vous est versé chaque mois ainsi que la durée de la couverture.
Nos différentes options permettent de personnaliser votre couverture selon votre réalité, tout en tenant compte de votre budget.
Le revenu mensuel obtenu avec l’assurance invalidité peut vous aider à conserver votre épargne-retraite en santé, en poursuivant les paiements, même durant votre invalidité.
Gabriel2, a construction worker in Quebec City who earns $75,000 a year, took out disability insurance to cover all his expenses, such as bills and groceries, if he were to have an accident.
Sarah2, a self-employed hairdresser in British Columbia with an annual income of $40,000, does not have group insurance. She wants to protect her income and her business in the event of a disability. This monthly income allows her to cover her work-related expenses and more.
Paul2, an administrative employee in Ontario with an annual salary of $65,000, works for a small company that does not offer benefits such as disability insurance. He decided to take out a policy to cover his loss of income in the event of a disability.
Allows you to extend the disability benefit payment period from 24 months to 5 years or up to age 65, depending on the terms of your contract and your occupation.
After receiving disability income for 13 consecutive months, this option allows you to adjust your payments based on inflation, with a maximum increase of 5% per year and a cap of $7,500 per month.
In the event of a total disability, this option allows you to increase your monthly payments each year without the need for medical proof, simply by submitting your tax documents for the previous two years. You are eligible for up to five increases, each up to a maximum of 20%.
With this coverage, when you turn 65, you may be refunded part of the premiums you paid.
