Group Insurance
People protecting people
Beneva is the 5th largest group insurance provider in Canada* with offices across the country to serve all its clients.
Are you a group insurance advisor?
We’ve got a page just for you.
Our modern company rooted in mutualist values is based on community, collective well-being and quality service to its members. We build strong business partnerships through a caring approach that embraces diversity.
We offer a friendly experience and personalized service. Rest assured that you will benefit from support and coverage tailored to the needs of your group.
Group insurance that sets the bar
The classics Coverage that measures up
Our comprehensive line of coverage has everything you need to ensure the health of your employees:
- Extended Health care insurance
- Prescription drug insurance
- Travel insurance
You can also top up your plan with an Employee Assistance Program (EAP) and virtual health service to better meet your needs.
This coverage gives plan members and their families peace of mind should the worst happen. Several options can be included in your group plan for greater flexibility.
To help you manage disabilities effectively and reduce their duration, this coverage features a health support program, follow-up meetings and an integrated multidisciplinary approach to each case.
Choose from our three coverage blocks to suit your group's particular needs and preferences.
- Preventive and basic restorative services
- Major restorative services
- Orthodontic care
A health spending account is a sum of money you make available to plan members to reimburse medical or dental expenses that aren’t covered by your group plan or a public health plan.
Specialized coverage More solutions for health, well-being and retirement
Accidental death and dismemberment
This coverage is adapted to meet specific business needs. In the event of accidental death or dismemberment, plan members or their dependents receive an additional amount.
Retirement or end of employment
This option allows plan members to benefit from individual insurance if their participation in a group plan ends, whether at retirement or end of employment.
Critical illness
This solution features three plans that cover up to 40 critical illnesses. Plan members and their families receive a tax-free benefit so they can focus on what matters without financial strain.
Medical insurance for inpatriates
Foreign workers and their families have access to one of our three medical plans while waiting to qualify for a provincial plan. One less thing to worry about when arriving in Canada.
Workplace health solutions
Effective prevention, timely support
Beneva has developed unique workplace health and wellness expertise. We offer support based on best practices and evidence-based data to put the physical and mental health of employees front and centre, and make it a priority for companies.
Online services at your service
Plan administrators
Our Administrator Centre gets top marks! It’s highly efficient with several features to make quick work of managing group insurance files.
Plan members
Our Client Centre and mobile app have everything plan members need to manage their insurance and file claims quickly, easily and when it’s most convenient for them.
The added value you’re looking for
Active involvement in pilot projects
To continuously enhance our service offering, we spearhead numerous pilot projects, such as online support to foster medication and treatment plan adherence.
Embracing diversity
In addition to offering coverage for gender affirmation fees, we also ensure diversity is reflected in our communications, our pricing and the way we interact with our plan members.
Seamless implementation and onboarding
Enjoy the support, coaching and expertise of a team that puts everything in place to ensure a smooth experience for everyone. Plan members can claim worry-free from day one.
A dedicated team of pharmacists
Our team of experienced pharmacists provides support across Canada for the sound management of medication costs and plan member assistance.
Invested in mental health research
We put people first and that means nurturing a healthy work culture. We’re teamed up with Université Laval to provide a financial partnership to the Relief Research Chair in Mental Health, Self-Management and Work.