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asking you to provide personal information
Stay vigilant and protect yourself. Here are some sure ways to spot a scam:
asking you to provide personal information
on your benefit statement
for insurance you never requested
to get insurance receipts for services not provided
on investments for reasons unknown
Unethical behaviour and fraud come in many different forms. Fraud is an illegal act that’s intentionally carried out to deceive, hide or misrepresent, often to get an advantage, avoid a loss or cause harm to someone else.
Unethical behaviour doesn’t respect an organization or profession’s rules or codes. It can also go against accepted moral standards. Does any of this sound familiar?
Willfully damaging their own vehicle and then claiming it was an accident.
Falsifying or producing fake insurance receipts.
Claiming for things you don’t own or exaggerating actual damage.
Submitting a claim for care that a health professional never provided.
Plotting to claim for care not received and sharing the reimbursement amount.
Hiding previous claims, the age or wear and tear of an asset at the time of underwriting.
Adding ineligible dependents to your group insurance contract.
Hiding relevant medical information about your health to get insurance.
Earning income without reporting it to the insurer to continue receiving benefits.
One of the biggest misconceptions about fraud is thinking it won’t ever happen to you.
The truth is that it can happen to anyone. You have a pivotal role to play in preventing fraud and unethical behaviour. Adopting these simple and effective practices is a good start.
Identity theft
Phishing
Each year, our teams actively work to prevent, detect and investigate suspected cases of fraud. Here are some procedures and tools they have in place to get the job done:
Fraud has consequences for everyone from plan members to the groups who rely on us when using the services of health professionals we choose to collaborate with.
By working to prevent fraud, we can limit hikes in your group insurance as well as your home and car coverage rates. We’re all in this together.
Being accused of fraud is serious. You could:
A false claim happens, for example, when a plan member makes a false statement to get more compensation after a loss. A plan member could even fake a theft or accident to get compensation.
To start, log in to the Client Centre.
On beneva.ca
On the mobile app